Central Bank Archives – Learn About Finance

Fixed Income

What Is the Selic Rate and How Does It Directly Affect Your Money?

By Jeferson Santos August 31, 2026

Understand what the Selic rate is, how it affects inflation, interest rates, and investments, and find out where your money can grow…

Hello! My name is Jeferson Santos. I have a bachelor’s degree in Information Technology and have been investing in stocks, real estate funds, and fixed-income securities for 6 years. I started with R$100, and by applying analysis and discipline, I managed to grow my net worth by more than 80%—and achieve the financial freedom I’d been seeking for so long. I created “Aprender sobre Finanças” to share what I’ve learned through hands-on experience—no fluff and no unrealistic promises. Here you’ll find real content from someone who actually invests.