Fintech Archives – Learn About Finance

For Beginners

What Is Banking and How Are New Models Changing Finance?

By Jeferson Santos August 11, 2026

Understand what banking is, how it has evolved, and why new models are transforming the way we handle…

What it is

What Are Digital Accounts?

By Jeferson Santos September 5, 2024

Find out what Digital Accounts are and how they can simplify your financial life with more convenience and lower fees….

Hello! My name is Jeferson Santos. I have a bachelor’s degree in Information Technology and have been investing in stocks, real estate funds, and fixed-income securities for 6 years. I started with R$100, and by applying analysis and discipline, I managed to grow my net worth by more than 80%—and achieve the financial freedom I’d been seeking for so long. I created “Aprender sobre Finanças” to share what I’ve learned through hands-on experience—no fluff and no unrealistic promises. Here you’ll find real content from someone who actually invests.