What is market risk - Glossary of Finance

What is market risk?

Market risks are the risks associated with fluctuations in the prices of financial assets such as shares, bonds and commodities. These fluctuations can be caused by various factors, such as changes in the global economy, political events, natural disasters and even the actions of competitors.

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Types of market risks

There are several types of market risk, including volatility risk, liquidity risk, credit risk and interest rate risk. Each of these risks can affect investments differently and it is important for investors to be aware of them.

Volatility risk

Volatility risk refers to the possibility that the price of a financial asset will fluctuate significantly over a short period of time. This can result in substantial losses for investors, especially if they are not prepared to deal with market volatility.

Liquidity risk

Liquidity risk is the possibility that an investor will not be able to sell a financial asset at the desired price or at the desired time. This can happen when there are few buyers interested in the asset or when the market is in crisis.

Credit risk

Credit risk is the possibility that a party will default on its financial obligations, resulting in losses for the investor. This can happen when a company issues debt securities and fails to pay the interest or principal due.

Interest rate risk

Interest rate risk is the possibility that interest rates will change and affect the value of investments. For example, if interest rates rise, the prices of existing securities could fall, resulting in losses for investors.