What are types of investments

What are types of investments

The types of investments are varied and can be classified in different ways. One of the main classification criteria is the investor's risk profile, which can be conservative, moderate or bold.

Fixed Income

Fixed-income investments are those in which the return is known at the time of investment. Some examples are CDBs, LCIs, LCAs, Treasury Direct and debentures.

Equities

In variable income, the return is not pre-established and varies according to the performance of the asset. Stocks, real estate funds and futures contracts are examples of investments in this category.

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Investment Funds

Investment funds are a form of collective investment in which a professional manager manages the money of several investors. There are fixed income, variable income and multimarket funds, among others.

Private Pension

Private pensions are a form of long-term investment aimed at retirement. It can be of the PGBL or VGBL type, with different tax benefits.

Investments abroad

Investing abroad can be an interesting strategy for diversifying your portfolio and looking for opportunities in international markets. ETFs, shares in foreign companies and currency funds are all options in this regard.

Derivatives

Derivatives are financial instruments whose value derives from the price of an underlying asset. Options, futures contracts and swaps are examples of investments in this category.

Real estate

Investing in real estate can be a way of earning passive income and protecting your assets. As well as buying property outright, you can invest in real estate funds and real estate crowdfunding.

Commodities

Commodities are basic products such as oil, gold, coffee and soybeans that can be traded on the financial market. Investing in commodities can be a way of protecting yourself from inflation and diversifying your portfolio.

Startups and Entrepreneurship

Investing in startups and ventures can be a way of obtaining high returns, but it also involves a high degree of risk. Investors can participate in the growth of innovative and disruptive companies.